FINANCIAL PORTFOLIO

Stocks (equity) / Bonds / Asset backed securities (ABS) / Bank Accounts, CD’s / Private Equity, Real-estate

INCOME PROTECTION

An insurance policy that pays out if you're unable to work due to injury or illness. Payment Protection Insurance (PPI) is supposed to cover your debt repayments if you can’t work.

ASSET PROTECTION

Asset protection helps insulate assets in a legal manner - without engaging in the illegal practices of concealment (hiding of the assets), contempt, fraudulent transfer (as defined in the 1984 Uniform Fraudulent Transfer Act), tax evasion or bankruptcy fraud.

LONG TERM CARE

Long-term care insurance can help you pay for the care you need, whether you are living at home or in an assisted living facility or nursing home. It might also pay expenses for adult day care, care coordination and other services, or even possibly help pay costs associated with modifying your home so you can keep living in it safely.

LIFE INSURANCE

Term life insurance provides protection for a set period of time, while permanent insurance, such as whole and universal life, provides lifetime coverage. It's important to note that death benefits from all types of life insurance are generally income tax-free.

MEDICARE

U.S. government program of hospitalization insurance and voluntary medical insurance for persons aged 65 and over and for certain disabled persons under 65.

TAX FREE RETIREMENT

Money taken out of your contract—when done optimally, in accordance with Internal Revenue Code guidelines—is not regarded as taxable income, as opposed to income from a traditional IRA/401(k). You can also access your money tax-free using several methods.

LEGACY

A gift of property , especially personal property, as money, by will; a bequest handed down from one generation to the next.